Hm, I'll never have this problem, as my character never wore or ever will wear a short skirt - meaning I think that's the reason why - I don't want myself or anyone else seeing my panties as I'm running up the stairs or in combat (yeh I know no one sees that as ppl are busy fighting but it still feels inappropriate and unnecessary - so no combat skirts for me unless I can wear hotpants underneath)
So yeh, it would bother me if someone was creeping on me like that