I will take your word that you can request such information, though why a GM just does not tell you on the spot is beyond me. Though some do. That being said most do not read the ToS, let alone Privacy Policy. Though since I have not read it, I have a strong suspicion that it does not carry over 100% to in-game interactions and data.
In the end you are free to report whoever you want for whatever you want that is fine. I have been reported and I own up my strikes. That being said I just have a personal issue with how vague the ToS is, and how the game offers tools to avoid certain things yet one can still be reported despite those tools in place. Though you probably are largely right that more to the story, when I was reported for my language the person in question did ask me to stop in party chat but I just ignored them and moved, still dropped the f bomb every so often it was not aimed towards anyone. Though I most likely got a strike due to the fact they asked me to stop and I did not.
Still personally that was a petty reason to report someone cause if they just add their filter on all they would see is ???? no harm no foul. Though they are free to report cause I did break the ToS no matter how silly said ToS can be. Though I do think being held accountable is a two way street, people should also be accountable for their own safety and sanity. If a game provides you tools to avoid certain things you may not want to see then they should be using said feature end of story, and if they were using said feature it should not matter if people are cursing. Now if people try to bypass the filter that is a different story.
Personally I do think it is soft, across every MMO I have played I have had to blacklist one person and that was a guild mats GF that was annoying in raids and I just wanted to pretend they did not exist.



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