Is there too much soy in this game's community

[DPZ2]

Back in Heavensward and Stormblood you can insult people and mock them and they'll just insult and mock you back. Banter, friendly or unfriendly, was the norm.

Not my experience. At all. Insults and mockery are reportable offenses. That the OP did not experience a ban for such behavior probably speaks more against the players they associated with. I have observed that behaviors such as described above do tend to be the norm for First Person Shooters and MOBAs.

Not everything is verbal abuse ... Or keep standing in the bad and blaim the healer for your own shortcomings you aren’t mentally or emotionally equipped to deal with

A classic example of ignoring the fact that what one says is verbal abuse. At least we know exactly what the writer thinks about people who do not follow their advice.