XIV's loot system is so alt-unfriendly it's absurd.

[Toutatis]

It’s not so much the loot system that is alt unfriendly but the entire game. Not being able to share or mail items (save through an fc chest) or houses with alts is the first thing that bothers me. Why can I have a complete stranger as a tenant but not an alt? Yet I cannot get another house on that alt. Swtor, for all its faults, implemented this thing called legacy cargo hold where we could put items, including in game currency, that could be used by our alts regardless of which guild they were in.

Then there’s achievements: while it makes sense that some can be attached to a character (like story progression achievements), some would be better suited to be account wide (long grinds, mentor status- it makes no sense being a mentor on some chars and be a sprout getting her first time Sastasha achiev on others).

I also bought a story skip on an alt in another region to put in a friend’s FC…the point of a story skip is to skip the story and be ready for action, yet only the MSQ is unlocked. No ex, no raids, normal or AR except CT, no chocobo fighting while in the field, no glamours, no aesthetician, etc.