Just because of different approach of progging doesn't mean they're incomparable. They never said housing is for everyone (idk where people get the idea) as if people expect savage/ultimate would be as easy as normal mode, you can still do the normal mode if you want (apartment).
There is a prog for housing, by stalking wards for open plots, get your gils ready, and get lucky (oh hey you need lucky in Ultimate/savage too to get good group), etc.
This sounds more like you gave up on Housing just because it seems difficult to get, alr with the assumption you won't ever get it is the artificial block you put up yourself.
Well you aren't literally obstructed to participate in housing bid as well. Can't you just wait to participate in the next lottery session or when they remove fc-restriction in near future? lmao