Stop complaining. You wanted this.

[GeminiReed]

I read in the past that Squeenix wanted to foster large, vibrant, active FCs....

There's optimism and then there's being utterly naive. Counting on FC's to adequately cover everybody interested in housing features is very firmly in the latter.

FC apartments share the same drawbacks as personal ones. They're too small, interior only, no access to crossbreeding. They also include far more risk. RL happens, attitudes change, people take offense, somebody starts drama that divides the guild. All of a sudden you're no longer part of the guild. And if what I'm reading is correct if the GM's character gets deleted the FC is automatically disbanded.

FC apartments are one of the dumbest features in this disaster of a housing system. They rank up there with ward housing gating features (crossbreeding, workshops, etc.)