Please grow the MMO part of the game. End game is lousy.

[ZedxKayn]

If you could break down how that would function with the external aspects of of housing like showing off the design of a house, or how a yard would work in a single instance? Every instance like a room or an inn is all interior, so by having housing instances(like they do already with the apartments) you cut out a portion of what makes the house a house.

ESO does housing best. Housing is instanced and you can own one of each property per account, shared across all characters (unsure if each character gets to decorate their own house or if its designs shared across the whole account). There are over 60 different properties last time I counted each with a different feel, and most of them include a yard. Anyone can visit a house if the owner choses to make it so, or only limit it to friends, or no one. Houses are located in thematically relevant spots in the world.

So you feel like you are in a real neighborhood with real neighbors and perhaps even *gasp* talk to your neighbors and make connections or friends. Those things wouldn't work if housing was instanced

Wards are dead and people never talk in this MMO. It could work with instanced housing because in the system presented above, the houses are in the open world and players questing or doing their thing nearby and zone chat are a thing. A lot easier to make friends in such a system than in a barren housing ward.