Speaking of personal experience here, yes we can argue that the bad stuff happening here isn't as common as in other places. This still kinda is based on what is defined as toxic, since people have different levels (some... very interesting levels.)

However, I still can't exactly forget those few months where a group of players publicly verbally harassed me with very VERY strong words (r***** is one example). Something that went so hard so long I actively had to go play WoW for a while because even that community never went that far with me after 10+ years.

Oh, did I forget to mention despite multiple reports, Square didn't even so much as smack them? That 3 month end mark only technically was an end mark because I stopped logging into public spaces for them to find me online. And you'd think with 3 months of this in a PUBLIC CHAT CHANNEL they'd have done even 1 slap at them.

Then again people wonder why I don't trust the gm team. The only thing it had over WoW's was that, as of at the moment, WoW doesn't have a GM team because Activision fired them all.