Talking with friends, we were discussing housing issues and also the uselessness XIV has made Guilds.
A few ideas came up, though it's feasibility may be a stretch.
FC Housing should have it's own instance per FC, though smaller than what we currently have for a ward, and given the same treatment The Firmament was, in that, it's up to the FC to develop their Ward. They would be responsible for opening up additional plots for their members, requiring FC Rank & credits to purchase permits, crafters to develop the ward, and gatherers to gather stuff idk. Not only would a housing crisis that has gone on embarrassingly long, but it'd give the FC's some additional content. If the servers could sustain this, Idk. I'm not a dev, but other MMOs figured it out.
Just another idea for SE to ignore.