Been reading this thread for awhile and it was very illuminating. Now I'm curious about one other thing:

Show of hands, how many people became aware of demolition timer information through the game first?

Trick question really because we already know the amount of people aware of it far exceeds that of people who manage to find it in game. Never mind the lack of ease to find about it also.

That's a problem SE needs to rectify.

Now about the OP: the loss of the house is not what was relevant for me. Wether it'd be 3m, 15 or 50, those are numbers I could scrounge up again to buy a house. What kills me on the other hand are all the goods inside that house that are permanently lost. Forget the stuff you can craft again, what about goods you can only obtain during specific events or goods bought in the mogstation? What rng based housing loot? What abouy goods you can only get with special currency?

That stings.