Don't forget Guild Wars 2.
Yes it is a massive "Fate" fest on the maps for that game but it is a active massive "Fate" fest where people always find something to do both solo and as a group. In fact, many players tend to use the map chat very often because every event contributes towards something that all players on the map will gain from so it is not a competition to who gets what first but how can each player on the map help each other to gain exp. Not to mention daily "hearts" for players who only want to do quests daily, Hunt marks for players who want a group target boss, and Meta events for when at certain point everyone on the map will swarm to as it is a event designed for everyone on the map (both solo and group) to work together to beat.