Some people dont like all of that stuff.
I have 1 zeta, 1 soon zeta, my favourite classes are fully geared. I have all the vanity items I want except the mog blade for my alt. I have 3 mil gil. Rank 8 all beast tribes. I have a medium house fully furnished. Gold saucer stopped appealing to me when I realized drop rates of cards were really low. Chocoboracing is fun but if I play more than 5 games I just wanna do something else. I have all combatclasses at 50 except ninja but I cba to wait 30min+ to join a dungeon.
I have killed all ex primals, and only up to T8 in coil, but I can't really commit to a raidgroup so raiding is not an option for me.
There are things for me to do, but very few things I enjoy left. My main playstyle is to get all the cute vanity gear, but since I have everything I want right now except one item I feel like I dont have anything to do except cap poetics for the week.