People in that mindset have already destroyed any utility that gil could ever have in this game. Better go just leave gil as relatively worthless and never make it a character-defining element at all.
That is, you may have 200 million gil...and who cares. Is that going to screw crafters? Man, crafters were screwed the minute the townie crafters could do nothing but sit on their rears and be fed materials to level. Crafters don't deserve millions, and the crafters with millions don't deserve to functionally have millions.
The whole system is a crock. In FFXI, gil got you a little bit of fame and a little bit of power in the early years. The mistake years. But at the end, gil didn't amount to a hill of beans unless you were in the running for a relic.
And what is a relic? A miserable pile of secrets.
Gil as a means to achieve power in a MMO is an archaic element. I know a lot of hustlin' ballers have gone about scrounging all they can for the last 6 months, but really. Gil should never really matter in this game.

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