Greetings Fellow Warriors of Light!
I am a relatively new player about 16 months in. The system for acquiring a house is difficult to say the least. There simply isn't a guaranteed way to acquire one. That is a problem for everyone who pays money to play this game. Most items in the game outside of event are achievable by anyone who puts in the time. In addition, crossbreeding is locked to houses only. Quest rewards offer outdoor housing for anyone in the game yet we cannot use them (I have 4 items on my retainer).
To be clear I understand technical issues with assets being loaded in when the server is up. Please do not mention it. if you wish to engage lets talk solutions.
The one I came up with is instanced housing and not loaded up the server. The first instance "house" would be an apartment for the normal price. then one could "upgrade" to a cottage, so on and so forth all the way up to mansion. This would also work as the island sanctuaries in the way that your friends can visit.
To me this seems like a solution that allows anyone(paying customers) to access this part of the game in its entirety.
What do you think?