ToS policy violation examples regarding vulgarity within an FC needs to be discussed

[Iscah]

Wrong, it's their house and thus their rules.

While that's definitely true for public interactions in the game, FCs are a different situation and I do think the way they've described the rules needs more scrutiny and, at very least, more clarification.

If you stick with the house analogy, FC chat is like the house owner saying "I don't want to hear anyone swearing in my house – but you can use this room for private conversation and if you swear in there, it's okay. But only as long as everyone in the room is fine with it. If one person comes in and doesn't like what they're hearing, I'm kicking you out."

If that's the rule, why allow swearing at all?

Alternately, if it's fine to swear inside the private room, why put the fault on the people who were okay with it (and were told the owner is okay with it) and not the one person who didn't like it and could have just removed themself from the situation?

In reality the applications of the rules might be more nuanced, not to mention the social implications for anyone trying to report an FC member like that for a minor infraction, but the example isn't clear and does sound like it's set up to allow one person to expect the culture of a group to change to suit them rather than finding another group that suits them better.