Sorry but, if you don't have enough money to buy a house, that's your problem. As a FC, you're a group of people, not just one person. You should be able to get enough Gil to, at least, buy a small plot. We all have the right to have the oportunity to buy a house. If a single person put more effort into saving money than a group of people, that person has the right to get the house he/she wants