Cure the disease, don't treat the symptom

[Vahlnir]

I think the simple fix is to limit housing to free company. Stick individuals to FC rooms and apartments, but add room for garden plots and one chocobo stable to apartments, and maybe enlarge the size of apartments/FC rooms a bit.

And everyone and their mothers would just create their own FC, level it up and get a house, solving absolutely nothing but making it more of a pain to obtain a house and limit their options besides. This is a terrible idea, and that is a massive understatement.