Personal Loot

[Zojha]

Personal loot would work quite well for the 24-man raids, IMO. Kinda eh about it for everything else though.

Well, the thing is that "Personal Loot" is just that: Loot is given directly to you and not lotted for in the party.

EVERYTHING ELSE is just an iteration of that system. For example, whether you can get drops only for the class you're running as or for all classes you have leveled or can pick what class you want to roll for or whether you get universal turn-in items or whether you can get drops for any class regardless of what you have leveled or whether you get an item guaranteed or randomly or get to pick one of several random items -> Those are all different iterations and you can do those in a non-personal loot system as well.
That's independent from: No competition for the loot.

Most gripes people name here actually have nothing to do with personal loot, they are worried about one of the different iterations, which have nothing to do with personal loot as such.

[Driavna]

Well, the thing is that "Personal Loot" is just that: Loot is given directly to you and not lotted for in the party.

Not really, thats going to depend of the game.

In GW2 everyone always loot something, while in WoW everyone had the same % to loot something. So, a boss can give loot to everyone or nothing at all. Also after Legion people can trade any loot of similar or lower ILvL than their current gear and this mostly encorauge to trade/give away gear. Sure, you have jerks demanding gear but the system is worth this minor problem.

And IMO the main gripe about personal loot come from player that don't understand the system or always want to have a chance to win any item.

[Zojha]

Not really, thats going to depend of the game.

...
I just said that the details will depend on how you iterate the system >_>

But the common denominator of personal loot is a lack of competition. Others don't get a stake in your loot, it is offered/given to you and you only. There's no rolling/lotting involved, because if other party members could roll/lot on your loot, it would no longer be personal, but group loot.

One could also say that the loot of one party member is independent of that of another. But that's all just semantic differences.