You do understand that there 12 point limit right? So i don't even know what you saying it's a lot. I have 1earring 1neck and 4rings that my 12points. Top of that who said you need to buy them all to do your job in a leve? I reroll and i made 1mil getting 1-36 and getting other class high level and i still buy full set of gear without issue. So gil is no issue in this game the issue is finding the gear to begin with.