I am still a little bitter about housing. Let's look back a little.

We knew housing was coming even in 1.0. We also knew that our gil would have a zero knocked off it. So it was a big question - what is housing going to cost? How much would be available? I had about 40 million gil at the time out of a possible 999 million. The thinking was that would easily buy a medium house and 100 million would probably be the upper limit for a big house.

So 2.0 arrived. One VERY IMPORTANT thing happened. Our gil was reduced (mine from 40 million to 4) BUT the total amount you could amass was left the same at 999 million. Why was this important? Because it allowed Yoshi to both reduce the economy's gil but still charge astronomical amounts for housing. After all, who would pay 90 million for a house if the max gil you could carry was 99 million?

This is important because in the name of "people have too much gil" "gil needs to be removed from the economy" Yoshi was able to get away with providing only a very very limited supply of houses. Think about it. Was it a coincidence that there happened to be an important reason for removing gil and raising housing costs at the same time that there was an inability to provide enough server capacity for housing?

As time has gone on it has become more obvious. SE has reneged on all the promises given about affordable, plentiful, separate personal housing and has no intention of providing any of it. What I cannot understand, is WHY? I think this is the reason for your OP. SE has done a terrible job explaining exactly why housing should not ever be affordable, why it should be extremely limited, why it must remain integrated with FC housing, why there can't be additional more affordable instanced housing.

I love housing and the community experiences it builds. I'm sad everytime I hear an FC member say they can't afford a house or that there is no house available. Or that we can't easily form an FC neighborhood.

In case anyone has forgotten:

http://forum.square-enix.com/ffxiv/t...ore-affordable.