The problem with that line of thinking is that you and I play this game differently and that bothers you.
I play FF14 much the same as I do in life. Money means nothing unless it is used to buy what I want bought. Gil means nothing to me unless I can use it to purchase what I want. I wanted a Titan HM kill and I "purchased" 7 competent players to kill him. I have no intention on ever setting foot inside of Coil as I do not have to, nor do I need to.
You play FF14 your way and I will play it mine.