There are three problems that have caused this housing fuss:

#1: It was stated in the past that a small house would cost roughly 3x a lvl 50 characters Gil after the main scenario (Apparently 66.6x for a small and 1083x large now for my server).
#2: Housing was a big aspect of the patch that many were saving up for to hit the prior marks. How in the hell is a new player on a Legacy server ever going to hit 100m+?
#3: There aren't enough ways to make money, so the patch better bring something.