Simple Solution, after Transfer your Money is balanced to that what most Players have, so on a non legacy you losing all of your millions and on a legacy Server you get a bit for the start if you has less than most Players.Ok, so 50% of the population have 10000 gil and then transfers brings in 50% of a new population with 1M+ to the same server.
Prices rise because the ones with gil can afford it and you end up being in a bad spot cos you hardly have any gil to buy items now that prices have risen.
OR
You land on a server with 10000 gil to your name and everyone else that was already on there years before, ie in the case of XI let's say, has 1M+.
Prices are high due to the players having gil that can afford items and you are again in a bad spot.
Looks like the same to me.
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