I have no idea what game the OP is playing. As a lvl 42 tank, I have never come across a 2.5k repair bill for doing a dungeon, and yes, I have had failed dungeons with 6+ wipes etc before the timer ran out.

I can go through the entire list item by item, but its not worth my time. As a lvl 42 tank, I can confidently say, you don't lose money by doing dungeons or FATEs or any other activity, the amount of Gil you gain will easily offset it. Unless this changes at max lvl, then instead of adding more ways to gain gold, they just need to adjust the gold reward accordingly.

Anyways, I have always wondered who are the people that convince MMO developers to put in 10+ daily grinds a because they don't want to do any tradeskilling, I guess I finally met one.