Why does SE INSIST on making XIV so forgiving?

It's red-iculous. I mean, I'm a PLD. I can heal, tank, and defend against most anything. I can die and get raised in a matter of seconds without disrupting the battle flow, which brings me to my next point. WHY oh WHY does SE INSIST on making this game so red-iculous? 10 major, cataclysmic screwups, and it's no biggy. Entire party wipes multiple times, we just get back up and try again with no real consequence except lost time. The NMs in said battles (ifrit, Garuda, Moogle) do so little to deter my team. It's like we have thousands upon thousands of HP. The DMG is just way too low, and its ONLY LEVEL 50. I could just smash buttons all day, and I'd still do just fine, and every run I'm ever in just wins no problem. It makes the game too fun. They really need to tone it up in 2.0 at least, or they'll be losing another customer, which they are already losing alot as it is. To any person that replies with "hurr hurr suck more" or something equally smart, I played XI for like six years and it was way more difficult THERE than it is HERE. I feel like I've progressed TOO QUICKLY, and it just gets worse day after day. I want to play a game that punishes me from day one, not one that rewards me day after day. It's just not fun. It just makes me want to quit MMOs all together, permanently.