One time password Authenticator - Mobile App?

[Ziyyigo-Tipyigo]

If a person is stupid enough to give away their login details like that, I'd say let virtual Darwinism take its course.

I'd wager most people reading this have given their email password to Facebook.

Fine, we'll add another step:

0.) Super Happy Awesome Funtime XIV app claims to be from S-E themselves. People don't know the difference; they got to the download site through a QR code.

You don't protect yourself from social engineering by assuming you're immune to social engineering.