We anticipate that even with this update, third parties will continue

[Stormpeaks]

So then what's the solution since you're so smart? How does SE deal with this issue of charge backs n such?

And I don't want hear the typical "not my job to figure it out".

Oh and before you twist this (as you do often) I've never once stated their current course of action is good or bad. So I don't want to see another "oh yur defending everything" lie here either

Not getting paid to do their job am I ? They have more than enough money to figure out a plan that doesnt involve screwing all the people who gift to their friends and their fc friends/family.

A good start would be to ban the 35 lalas that are under the ground in Limsa as of right now on Phantom, those people are not legit players.