I think housing wards should have stayed limited to FCs.

Personal housing is, for the most part, quite antisocial and a imo not a very efficient use of server space. Not to mention could be viewed as a central if not *the* central impetus for FFXIV's botting problem. If housing were fairly money-independent and only limited to FCs, we wouldn't really have a real estate market and all the terrors that accompany it.