Going to promote the creation of small FC's given housing is something people want. I know I personally have them on other servers to share with my alts and few select friends. You will lose the friendship and activity circles of a large FC however.

I still have my reservations about shill FC's and House Buying for Resale with what appears to be 4 months of the current ward distribution. The other issue is the fact that some wards will be FC only and whether or not they will open them to mixed housing at a later date.