Okay i think think needs be said, i dont think anyone has an issue with if the person is being a jerk on purpose.
The issue and worry most have is the subjectiveness and stealth report instend of first telling that person you feel uncomfortable/insult (yes this does matter) because we all have different experiences, which gives us differen definations of what is rude/insulting etc
And no im not talking about cursing or purposely name calling to make someone feel bad.
What I mean is when something that ment no harm, that someone who doesnt say they have an issue with it stealth reporting thats what people are worried about. That their innocent harmless things will be taken wrong.
The lines are very subjective with no clear definition