Crysta expired

[RethDaron]

Crysta still seems like an unnecessary complication to me. I really don't understand why anyone would go through an extra step. It's like going into a store, buying a gift card with your credit card and then buying your items with the gift card. Am I missing something?
I was more questioning why anyone would use the system and purchase 9000 Crysta that goes unused for 2 years and then be concerned about expiration.

Just some questions on your points from someone who has never purchased Crysta or felt a need to purchase Crysta.

1. You can change your base form of payment anytime for a purchase or subscription, regardless of Crysta. How is it advantageous to use Crysta?

2. On the flipside you have the added step of needing to add money to your account every month when you want to play so it's not really any more work to sub/unsub normally. In my case I play more often than not so it would be more work to have to manually pay every month. Is the only advantage here if you forget to unsub, your charge would essentially be denied because you don't have enough Crysta?

3. How are you purchasing the Crysta differently from direct payment that they would have none of your personal information? You still have to use the same type of payment method.

From the quoted post they use Crysta to use different payment methods to add towards a lump sum for later when they feel like playing. We can all say if we'd rather pay another way but OP had their reasons and only using a service SE offers - no real reason to probe them more than that.

IMO SE should make it more clear Crysta expires after 2 years. You have to do some digging to find that info.