Crysta expired

[TalithaSolarien]

True many people in the EU do not have credit cards but the vast majority have debit cards that take funds directly from their bank accounts.

Those won't work with the SE (unless something changed in the last few days).

[Rinhi]

some debit cards can be used like credit cards for online purchases, but not every debit card is like that

[Wissp]

I still don't even understand why anyone would buy Crysta, let alone 9000 of it that goes unused for 2 years. All it does is add a completely unnecessary step to any purchase or subscription that you could instead just pay for directly.

In my case three reasons.

1. As I am older than many on here, I have numerus forms of financial access in the forms of cards and accounts. Crysta allows me to choose which of those financial forms I want to pay for anything related to FF14. You might say, why not use just one?', and that is a valid question. And the answer is I don't want to by tied down to one form of payment in case it needs to be used elsewhere. Crysta allows me to choose where I want the payment to come from month to month.

2. I don't always feel like playing. By leaving my subscription Crysta payment only I have total control when it is active. If I don't want to play next month I simply don't add any Crysta to the account. If it was attached to a card, I would have to manually turn it off and would be screwed if I forgot to.

3. If SE ever gets hacked one day and someone steals financial data, I would have nothing to worry about since I have none on their servers.

[Bearded]

Those won't work with the SE (unless something changed in the last few days).

How odd I have been using my Visa debit card for online purchases for nearly two decades. There are "not quite real debit cards" that banks offer which basically only provide cash withdrawals and in person purchases I think.

[Darkstride]

Those won't work with the SE (unless something changed in the last few days).

I've been using my debit card since the game launched and it works just fine.

[Darkstride]

In my case three reasons.

1. As I am older than many on here, I have numerus forms of financial access in the forms of cards and accounts. Crysta allows me to choose which of those financial forms I want to pay for anything related to FF14. You might say, why not use just one?', and that is a valid question. And the answer is I don't want to by tied down to one form of payment in case it needs to be used elsewhere. Crysta allows me to choose where I want the payment to come from month to month.

2. I don't always feel like playing. By leaving my subscription Crysta payment only I have total control when it is active. If I don't want to play next month I simply don't add any Crysta to the account. If it was attached to a card, I would have to manually turn it off and would be screwed if I forgot to.

3. If SE ever gets hacked one day and someone steals financial data, I would have nothing to worry about since I have none on their servers.

Crysta still seems like an unnecessary complication to me. I really don't understand why anyone would go through an extra step. It's like going into a store, buying a gift card with your credit card and then buying your items with the gift card. Am I missing something?
I was more questioning why anyone would use the system and purchase 9000 Crysta that goes unused for 2 years and then be concerned about expiration.

Just some questions on your points from someone who has never purchased Crysta or felt a need to purchase Crysta.

1. You can change your base form of payment anytime for a purchase or subscription, regardless of Crysta. How is it advantageous to use Crysta?

2. On the flipside you have the added step of needing to add money to your account every month when you want to play so it's not really any more work to sub/unsub normally. In my case I play more often than not so it would be more work to have to manually pay every month. Is the only advantage here if you forget to unsub, your charge would essentially be denied because you don't have enough Crysta?

3. How are you purchasing the Crysta differently from direct payment that they would have none of your personal information? You still have to use the same type of payment method.

[RethDaron]

Crysta still seems like an unnecessary complication to me. I really don't understand why anyone would go through an extra step. It's like going into a store, buying a gift card with your credit card and then buying your items with the gift card. Am I missing something?
I was more questioning why anyone would use the system and purchase 9000 Crysta that goes unused for 2 years and then be concerned about expiration.

Just some questions on your points from someone who has never purchased Crysta or felt a need to purchase Crysta.

1. You can change your base form of payment anytime for a purchase or subscription, regardless of Crysta. How is it advantageous to use Crysta?

2. On the flipside you have the added step of needing to add money to your account every month when you want to play so it's not really any more work to sub/unsub normally. In my case I play more often than not so it would be more work to have to manually pay every month. Is the only advantage here if you forget to unsub, your charge would essentially be denied because you don't have enough Crysta?

3. How are you purchasing the Crysta differently from direct payment that they would have none of your personal information? You still have to use the same type of payment method.

From the quoted post they use Crysta to use different payment methods to add towards a lump sum for later when they feel like playing. We can all say if we'd rather pay another way but OP had their reasons and only using a service SE offers - no real reason to probe them more than that.

IMO SE should make it more clear Crysta expires after 2 years. You have to do some digging to find that info.

[HollowedDoll]

3. How are you purchasing the Crysta differently from direct payment that they would have none of your personal information? You still have to use the same type of payment method.

Paypal.

10characters

[Darkstride]

From the quoted post they use Crysta to use different payment methods to add towards a lump sum for later when they feel like playing. We can all say if we'd rather pay another way but OP had their reasons and only using a service SE offers - no real reason to probe them more than that.

IMO SE should make it more clear Crysta expires after 2 years. You have to do some digging to find that info.

Ah, I hadn't read it that way, that makes more sense. I'm genuinely asking out of curiosity because it just never made sense to me to use Crysta.

[Darkstride]

Paypal.

10characters

I was thinking Paypal was in the normal subscription options, I haven't needed to change mine in a long time. If it's not then I could see why someone would choose to use Paypal instead.