I generally really appreciate, and feel as some say counter and I disagree, that FFXIV team listens to player feedback and is willing to make some substantial changes... I think in this instance going from FC to player with the system they had in hand.. was one of those times that unfortunately listening to the players I think made it worse. That said I don't mean to be negative and say they should stop, just that this time it didn't pay off lol.
I can see it in my head, I can see their vision of the system, this neighborhood, with every single house being a FC I find it likely you would meet a few people, the super high costs they originally had ensuring FC clump together. Now I "still" think given the general direction the game was going (theme park mmo, even back then) that this particular system wasn't the best choice, but I can imagine high cost limited access high density (fc) would cause a far more consistent neighborhood. That however all died a horrible death once players joined in, and again like I said even though I can see the general concepts they were going to I still believe it's not the greatest system given the rest of the format of the game. I mean in general just everything screams freedom, at your pace / choice, etc, you've the job system one of the best things you could ask for in an mmo (imo), the welcoming old content echo / oversyncing, etc, etc, the entire game leans one way and this housing system leans the other way (if anything 'this' game should have one of the most freeing systems as the rest of the game is often more flexible than it's competition). I don't believe even when it made the most sense that it was the 'right' choice but at that point back then I did see the logic and I did feel they could have achieved some of that neighborhood goals.
And yes.. to the nth degree, although some people are more okay than others to sit on the hill of a thousand horses beaten to death.. At this point I think its more of a just don't enter if you don't want to hear the wails of a thousand salty braying beasts lol.