There's nothing wrong with pointing out things you think would create a better game experience. There is a problem with insisting it can and should be done when we don't know the technical end of what SE is working with and then calling the game crap because things aren't exactly the way you want.
Like it or not, data storage and server space is an issue for every game to deal with. Some things require more space than other and to emphasize those thing too much means other content getting cut. FFXIV isn't a housing game so housing is not going to be at the top of the priority list for resources.
If you can't come up with specific examples of other MMOs that you have played where you feel the housing system is better and state clearly what makes it better, then you have no business saying that SE is doing housing wrong or that it's crap. I have yet to play a MMO where players felt the housing system was great. There's always been some complaint about the way it worked or the limited item space or how people had to pay additional real money to get access to something more than a shabby shack (assuming that getting that much didn't also cost real money).
Are things with this system perfect? No. But it's still a lot better than what I've experienced in most other MMOs with housing so I'm not going to sit here and scream that it's crappy and wrong because it's not exactly what I want. The only game where I've enjoyed housing more was RIFT with its Dimensions but those were locked behind real money outside of the tiny intro Dimension you get as a quest reward and many of the good housing items were locked behind RNG in real money loot boxes.
Again, if you have personally played a game where you think the housing is done better then name it and state what makes it better. Also be good and point out the flaws the system had because no system is perfect.