SE's housing system doesn't favor anybody...

[Mwynn]

No it isn't. With instanced housing you make the exterior part of the instance. In fact moving to fully instanced housing would allow the 20 exterior item restriction to be lifted. It only exists to limit server resources for the always loaded wards.

So you basically say for each Player they had to load a single entire Ward.

Can you imagine how many Instances that would be? We don't speak about 50.000, we speak about over 200.000 - 400.000 as every Player had the Option for a actual House.
Not with those Servers, let alone they cannot handle 300 Players in a single Instance before the Servers on Square Enix's Side start to crumble and disconnect everyone.

I just say 300 Players in the Lochs is a good Stress Test on their Server, now do that with over 50.000 Instances loading.
You can kiss the Server Goodbye or you need to cut out a lot of Gameplay Options (Such as Inventory) just to make it enjoyable.
People always think they snip their Fingers and the Magic is done flawlessly, ya sadly not in Reality.

Let alone their Reasoning not to give us Au Ra the Option to seperate our Horns due of Issues coming from the Data.
Maybe in 10 or 20 Years we're rid of those Issues but not in the near Future, not with the Way SE is working currently.