I have a personal house and I am fc master to a fc that has a house. Please do not compare me to players who have several houses across many characters and servers.
I treat my personal house very differently to the fc house. They don't even look remotely the same, and it's not because they're not in the same district. I do what I like with my personal house, but the fc house is furnished to benefit and provide enjoyment for the fc. We take suggestions from members if they express a desire to see certain kinds of furnishings, or want to do certain things like climb garden furniture. We worked hard to furnish it to look like a social place and not some expression of singular vanity. We even asked members for their opinion and had a vote about the location when the relocation feature was announced. In my fc the house doesn't belong to the master. The master and officers merely look after it.
I realise not all fcs are like mine, but that isn't enough reason to compare players like me to those who have several houses on many characters. I'm using my personal house for its intended purpose, the fc is using the fc house for its intended purpose. Players who have more than just one personal house and are master of one or more fc houses on the same server are certainly not.
I have alts but I have zero intention of purchasing a plot for them because I frankly feel it would be wasted on a character I don't main. I am even stopping myself from buying apartments for them because I feel crappy at the thought of depriving someone else of an apartment even though there are plenty to spare right now.
Sorry for this wall of text and I don't know if you meant to make such a direct comparison, but I know I'm not the only one in this position who interacts with the housing system like I do, so I felt the need to speak up. And risk getting salt from players who get annoyed that I technically own two houses -_-