About ToS.
1) EU ToS doesnt have a recurring word. It just say subscription. It also does not specify that steam is not included in all fees.
FINAL FANTASY XIV Subscription Fee rates will be posted at http://sqex.to/ffxivfees_eu, and any changes to those rates will be posted with 30 days’ advance notice and notice will be provided to the Game community and by email to User’s registered email addresses.
And russians play on eu servers mostly and use eu ToS.
2) If we open a link we only see legacy sub there. So it either another broken ToS or way to loophole their ToS. Depending on the country its either SE fault for not posting non legacy sub or they can change any nonlegacy sub any time without any warning.
Because SE has money and lawyers it will be 2nd, so noone is safe now. Not even NA.