I wont go nazi on your number but I will criticize the logic. In the real world I (will be) paying real money to get satisfaction from this game.
I know a lot of people say, "Well if you don't like it then don't play it", but that is not what Square is looking for on these forums, they are looking for suggestions for ways to improve the game play so that more people will find the experience enjoyable, and ultimately will pay them money to play. I share that goal because the more money they make, the more they will put into this game, and the more enjoyable it will be for me.
(And, btw if you ask a behavior analyst they will tell you that the lovely sounding scenario you refer to IS how the real world works and they get paid a lot of money to show companies how to harness it.)