any house item i place in my house i can remove and store right?

[Snugglebutt]

Also, the converting of a personal house into an FC house would allow the direct transfer of a house from one player to others. This is an undesirable possibility.

People can do that anyways even if costs them bit more time and gil. Make an alt, make an FC on that alt, level that FC to rank 6 and invite someone else to it then that person invites your other character, relinquish the personal one on main and have the alt buy it as FC one. The difference is time and cost...but it is possible.

I personally think it would be better to streamline that process and just allow the personal house owner to convert to FC house if they make an FC on that character. That newly formed FC may or may not just have between 1-4 people in which is the case for personal housing anyways or may invite others and become a proper FC with hundreds of people in but it isn't like there will be more houses freed up for other people's FC's if don't streamline the process since if cannot/does not convert to FC house through either one of those methods mentioned above then they will still keep the house as personal.