When will you really address the housing availability problem?

[Gyson]

the system itself is not a bad idea. the implementation of mixing it with Personal Housing is a bad idea. the neighborhoods should have been FC only and they should've taken steps against multiple FC houses on the same server on the same account. in that situation 1k plots is more than enough for any server.

player housing should be instanced but it's too late now.

I actually like that personal houses have a physical space in an instanced neighborhood. I would not want to see them turned into the equivalent of instanced inn/private chambers. Besides, the space in those small homes are barely reasonable for a single owner (or couple). I don't think most guilds even want them, save for the fact that the either have no other choice, or want access to housing features (at which point it might as well just be a menu interface for all the actual use a physical location will get).

Honestly, if it were up to me personal homes (and not just guilds) would also have access to private chambers within homes to uses as additional decorating space, but that's another discussion.

Incorrect. If a player is gone for good, the chance of losing a house isn't going to make them come back.

Many players don't know when they're "gone for good", only when they're going to be gone long enough to justify no longer paying a monthly subscription.

Look, in other MMOs players will log back in for a handful of minutes just to secure their names in an inactive-name-wipe event, even on an account they have not played in years. I think you are underestimating how strongly MMO gamers feel about the virtual items they've gone through much trouble to obtain. In many cases they want to retain them even if they're not actively playing, and few things will convince them to sever ties completely than a developer eradicating the results of that effort. It is precisely for that reason that MMOs do not delete your character the moment your subscription lapses - they want you back and they know the odds of you returning are vastly improved if you can return with everything about your character just as you left it.