Don't FC owners lose their ownership status over 1 month, and then it gets passed down to another member? As for personal housing, and timers, since you can sub for a maximum of 180 days at a time, 6 months of inactivity sounds rather reasonable. As it stands you pay for a house and keep it forever. There's no rent, taxes, or upkeep. We have it a little too good, you know? Though, "personal housing" was implement rather poorly too