A time limit should be there. If you have to take extended leaves regularly, what use do you have for a personal house anyway?
No gil compensation to anyone that loses their house for any reason either as that could just lead to people investing in a house on an alt, then wait for someone to buy it, or if noone wants to buy it at a higher price get the investment back without any loss.
Something needs to be done to grant more people the possibility of buying a house though. And prevent people from buying plots speculatively.
There are plenty of plots that's been bought only to gouge other players that want a house.


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