Since some of the players cannot see the Japanese version of Lodestone coz it redirects you to NA site. I have a link (below) on an image showing the Japanese version of the payment options available to them allows them to pay Credit Cards directly to their SE account managment. Although is in japanese, I bet someone here can translate it.
An image of Japanese Lodestone with direct Credit Card payment option available.
http://www.playonline.com/home/polshift/imgs/img07.jpg
They are not forced to use Click and Bye for Credit Card transactions. SE's excuses in making us use Click and Bye is for our highest securityreason. Since our Japanese friends does not offer Click and Bye, does that mean they don't deserve the highest security for their Credit Card info!?!?!?
This is Bull crap, it doesn't make sense, shut up SE and take our money.
Click and Buy is the WORST option available, please offer NA/EU FFXIV and FFXI players direct Credit Card payment, just like the Japanese.
Basically everyone has negative feed back on Click and Bye, heres a link on how the FFXI community feels about this.
Please show your support in telling SE (in addition to Crysta), we need direct credit card payment just like whats offer for the Japanese!!!