Results 1 to 10 of 102

Dev. Posts

Hybrid View

  1. #1
    Player Tiggy's Avatar
    Join Date
    Aug 2013
    Posts
    2,645
    Character
    Tiggy Te'al
    World
    Balmung
    Main Class
    Marauder Lv 53
    Seems to me like a debit card solves most of this. It's your money directly and it carries the convenience of a credit card. On top of that banks are awesome when charges appear that weren't from you and you get reimbursed so even worrying about your money getting stolen isn't a big deal.

    Some people just have 1 way they want to do it and they will stubbornly try to do it until the day they die. Regardless of other viable options. It's good to hear square is trying to get paypal back up though.

    Quote Originally Posted by subteraneanbird View Post
    They removed the option because it was provided by a third party service that was shut down entirely.
    Logic rarely means anything around here. It will still be SE's fault somehow for many people.
    (0)
    Last edited by Tiggy; 10-15-2014 at 05:15 AM.

  2. #2
    Player
    MageBlack's Avatar
    Join Date
    Oct 2013
    Posts
    1,715
    Character
    Sora Burakku
    World
    Zalera
    Main Class
    Thaumaturge Lv 90
    Quote Originally Posted by Tiggy View Post
    Seems to me like a debit card solves most of this. It's your money directly and it carries the convenience of a credit card. On top of that banks are awesome when charges appear that weren't from you and you get reimbursed so even worrying about your money getting stolen isn't a big deal.

    Some people just have 1 way they want to do it and they will stubbornly try to do it until the day they die. Regardless of other viable options. It's good to hear square is trying to get paypal back up though.



    Logic rarely means anything around here. It will still be SE's fault somehow for many people.
    I guess I can only speak for myself. I did not have a debit card option for crysta purchase once playspan disappeared. Not everyone has the same options. Unless one of these options are debit card but not labeled clearly.



    I am not blaming SE for it going away. I know its not their fault. But now that there isnt an in-direct way to pay via paypal then it would be/is nice that they are adding it in, directly.

    It's being fixed, there is an official reply. Problem solved. All that's needed now is a "thanks" and to wait for implementation.
    (0)

  3. #3
    Player Tiggy's Avatar
    Join Date
    Aug 2013
    Posts
    2,645
    Character
    Tiggy Te'al
    World
    Balmung
    Main Class
    Marauder Lv 53
    Quote Originally Posted by MageBlack View Post
    snip
    Debit cards use a company like Visa. The primary difference is that it's directly connected to your account instead of a credit line. For example my debit card from Wells Fargo is a Visa. So I can use Visa processing like a credit card.
    (0)

  4. #4
    Player
    MageBlack's Avatar
    Join Date
    Oct 2013
    Posts
    1,715
    Character
    Sora Burakku
    World
    Zalera
    Main Class
    Thaumaturge Lv 90
    Quote Originally Posted by Tiggy View Post
    Debit cards use a company like Visa. The primary difference is that it's directly connected to your account instead of a credit line. For example my debit card from Wells Fargo is a Visa. So I can use Visa processing like a credit card.
    Thanks. I work in customer service so I have seen those debit cards come through. I guess i'm just behind the times, I havent got a new debit card in at least 15 years, I still have the initial card from when I opened my account and it still works. Never lost it or broke it so I havent had to update. lol, maybe it is time, I still dont like the idea of using my bank card as credit card, more sites open up for me to buy stuff and that is dangerous...
    (0)

  5. #5
    Player
    Haibel's Avatar
    Join Date
    Mar 2011
    Posts
    647
    Character
    Lona Shiri
    World
    Hyperion
    Main Class
    Gladiator Lv 80
    Quote Originally Posted by MageBlack View Post
    Thanks. I work in customer service so I have seen those debit cards come through. I guess i'm just behind the times, I havent got a new debit card in at least 15 years, I still have the initial card from when I opened my account and it still works.
    That may be a problem. For Visa or mastercard to back a banks debt card it need to have an expiration date. I'm almost certain you have a bank that is only contracted with mastercard's pulse or visa's Cirrus or Star Clearing houses. These Clearing Houses are used for processing ATM and Check transactions. So you may just have a ATM card. Does your card have the standard 16 digit credit number
    format on it or does it have your actual bank account number on it.
    (0)

  6. #6
    Player
    Aegis's Avatar
    Join Date
    Mar 2011
    Posts
    1,161
    Character
    Aegis Elisus
    World
    Balmung
    Main Class
    Armorer Lv 70
    Quote Originally Posted by MageBlack View Post
    Thanks. I work in customer service so I have seen those debit cards come through. I guess i'm just behind the times, I havent got a new debit card in at least 15 years, I still have the initial card from when I opened my account and it still works. Never lost it or broke it so I havent had to update. lol, maybe it is time, I still dont like the idea of using my bank card as credit card, more sites open up for me to buy stuff and that is dangerous...
    Wow. I didn't even know this was a thing. I've had debit cards for 19 years now. They have had, without exception, expiry dates of between 3 and 4 years from date of issue. They have all also been Visa or Mastercard.
    (0)

  7. #7
    Player
    Raist's Avatar
    Join Date
    Aug 2013
    Posts
    2,457
    Character
    Raist Soulforge
    World
    Midgardsormr
    Main Class
    Thaumaturge Lv 60
    Quote Originally Posted by Tiggy View Post
    Some people just have 1 way they want to do it and they will stubbornly try to do it until the day they die. Regardless of other viable options. It's good to hear square is trying to get paypal back up though.

    Logic rarely means anything around here. It will still be SE's fault somehow for many people.
    Not everyone is stubbornly rejecting the CC options... they flat out can't use them.

    For various reason's some transactions are getting rejected, and all they get is a generic 401/406 type error from the system. This has all happened before... go dig through the XI forums about all the issues with Click & Buy a couple years back. Heck.. even before then, when it was all done through POL there were mainstream cards that would still get rejected seemingly for no reason at all. It's a risk you can run into with worldwide CC transactions... not every clearing house is linked to the accepted security standard and such and they get rejected... or it could just be freakish communication errors, who knows.

    But the simple point is that for some, the system was flat out refusing to process some people's cards. For them, their more reliable option was to get Crysta through the UP system--be that by UGC card, PayPal, or sling-shotting one of PlaySpan's other payment options. Those people may be left with no recourse for payment until SE gets the new PayPal option in place.

    While I appreciate that they are working to bring PayPal back in some fashion... I have to say I am still very disappointed in how SE has been dragging it's feet out on this issue. The retirement of UGC and UP was announced back in the middle of the Summer. Something like mid June or early July, emails went out to everyone directly from Playspan and UGC. They've had a loooong time to work on this issue. And to add insult to injury, they took Ultimate Pay down a month earlier than they implied it would still be available. The UP system is still active until 10/31... SE's own KB article on ths matter even states that it would remain available until then. I have money still in my UP account that I intended to top off my Crysta with after the October billing cycle (stupid $100 Crysta cap prevented me from cashing it all in in September)... but have no way to use it now. So I have to wait for PlaySpan to send me details on how to cash out my balance via a virtual visa account once they get that all set up, then find something to spend it on if I can't use that Visa account to buy Crysta.
    (1)
    Last edited by Raist; 10-15-2014 at 07:44 AM.