SE please tell us something

[AiChyan]

Some people have cards that for whatever random reason aren't accepted and trying to use them on the mogstation gives you error codes and locks you out of trying to change your payment information for a day.

Yup this is why I can't pay for anything in game apart from my sub using time cards.

[WinterLuna]

How do people not have a debit card in 2014?

I have a debit card, but because I live in the UK it is not accepted. I could buy Game Time Cards to pay for my sub, but they only come in 2 month options, and I wouldn't be able to purchase any optional services

[Nayto]

How do people not have a debit card in 2014?

Because if there's ever a database breach on SE's end, your royally screwed for giving them your card info. As security gets more advanced, hackers get more advanced too.

[Lithera]

ya debit card acceptance is spotty. Mine won't work. The game time cards won't cover optional services so the ultimatepay is some peoples' only option.

[Heavy01Mk2]

How do people not have a debit card in 2014?

how do people trust banks in 2014?

[Ryihito]

how do people trust banks in 2014?

Are you being serious lol.

Just get a damn card, you don't have to put your entire life savings in there.

[Kerberon]

how do people trust banks in 2014?

Pre-paid debit cards are your friend then. Just put the money you want to spend on your sub on the card to load it. I googled it and came up with a ton of results. I don't know where everyone lives country wise but near me you can buy and load them at the Seven Eleven around the corner.

[Lithera]

Pre-paid debit cards are your friend then. Just put the money you want to spend on your sub on the card to load it. I googled it and came up with a ton of results. I don't know where everyone lives country wise but near me you can buy and load them at the Seven Eleven around the corner.

The point is we shouldn't have to jump through hoops to pay for a service. If you make it difficult to pay...consumers aren't going to pay.. They're going to find another game that lets them pay with the option they want. In any case, for those old enough to get a CC you can just get an online CC and ask for a very low limit and just use it to pay for XIV and any other game costs like Xbox LIVE. Risk is fairly minimal as even if someone snagged your info they could only screw you up to your limit.

[Kerberon]

The point is we shouldn't have to jump through hoops to pay for a service. If you make it difficult to pay...consumers aren't going to pay.. They're going to find another game that lets them pay with the option they want. In any case, for those old enough to get a CC you can just get an online CC and ask for a very low limit and just use it to pay for XIV and any other game costs like Xbox LIVE. Risk is fairly minimal as even if someone snagged your info they could only screw you up to your limit.

We have differing definitions of difficult then. I found UGC to be an extremely convoluted way to pay. Pre-paid debit is as well, but if for some reason you can't get a regular cc or debit to work or are underage it's your best option. Actually I find arguing about underage to be odd as well. As a parent if my daughter wanted to play when she's old enough she would be paying me and I'd pay with my card so that I had a better idea about what she was doing and spending money on.

[Titor]

Because if there's ever a database breach on SE's end, your royally screwed for giving them your card info. As security gets more advanced, hackers get more advanced too.

/tinfoil hat

When this happens, if anything happens, as long as you Are not oblivious and report any weird charges ASAP or close your old card you are fine.