It drops over time assuming no one bought that specific plot of land.....So I get to camp plots of land also, fun!

Its a sandbox. Its for fun. Saving 100 million gil is not fun.

Its taken my wife and I since launch to save a combined 2 million gil. So unless I want to spend the next three months doing nothing but grind gil, and convince the rest of my FC to do nothing but grind gil, we might be able to get a house in 4-6 months. Sorry, spending 4-6 months doing nothing but grinding gil is......shocker....not fun.