Honestly guys a few thing here about the sony hacking.

1 DO NOT BUY INTO THE SONY PR.
2 NO NOT BUY IN THE WHAT THE HACKERS CLAIM

The house of reps commerce side had a meeting with sony ceo (who never showed up only theor pr rep) And it was found out that sony never kept their security system up to date nor had a firewall. Also that sony reported the incident 2 days after the fact and only had it investigated it days later. Pretty much the way sony ran their security anyone coulda hacked them. SE does try to keep up their security and so far from what I know has yet had a major incident.

I do not think we have anything to worry about.

Also Yes the ultimate play card can buy crysta. Tbh it isn't that stupid of an idea, considering how long it can take to get a credit or debit card. Add that the id theft that can go along with those. I perfer using a point system to buy stuff then relying on a cc or debit card.