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Thread: LS bank

  1. #21
    Player

    Join Date
    Mar 2011
    Posts
    174
    I do not approve.

    To much chance for manipulation. Use your LS's website, if your in a LS big enough to have a bank you should have your own website use your excel spread sheets then.

    The first thing LS wise SE should be fixing is the ability to kick people that your not standing right beside.
    (0)

  2. #22
    Player

    Join Date
    Mar 2011
    Posts
    104
    Quote Originally Posted by God View Post
    I do not approve.

    To much chance for manipulation. Use your LS's website, if your in a LS big enough to have a bank you should have your own website use your excel spread sheets then.

    The first thing LS wise SE should be fixing is the ability to kick people that your not standing right beside.
    Yea the fact that you need to see the perosn is a pain, however I am assuming everyone that is agains't it doesnt' fully understand the accountability options that be placed on a ls bank is done correctly. You can logs of who put in what and took out what and when, which can easly be browsed though if there is a problem, variouis levels of peopel can have various levels of access ranging from but nto limited to daily withdraw limits, vaious itmes or slots reserved for higher access etc. No need for drauma and it makes crafting in a ls easier and add to the community feel of progression. And the best part is, if you dn't like the concept you can simple NOT use it, it is a no lose scenario to place into the game, if you like it use it, if not you are none the worse off for it.
    (0)

  3. #23
    Player

    Join Date
    Mar 2011
    Location
    Gridania
    Posts
    43
    I like the idea of an LS bank, but it will need better features for LS Founders to manage. At the moment the LS system itself is lacking; ability to kick members, LSMSG, etc; I rather they focus on getting the LS system on a good start first then think about the bank.

    I think it's true that LS BANK dramas are cause by bad leaders, but at the same time it can be caused by selfish players who think only to themselves. If SE was to implement an LS Bank, there should be more controls for the LS to adjust. Permissions, LS Ranks, LS Mailing system (instead of giving all members retrieval rights to the bank, an officer can mail the items to their mailbox or mog house), etc.

    My 2¢.
    (0)

  4. #24
    Player
    Girlie's Avatar
    Join Date
    Mar 2011
    Posts
    54
    Character
    Girlie Macbeth
    World
    Sargatanas
    Main Class
    Pugilist Lv 39
    I haven't played that dirty WOW game, so I don't know how their guild banks work, but I have played Kingdom of Loathing, and they have a great banking system in place, the clan stash. I'd love to see linkshell banks here with a KoL style karma system.

    Basically the way it works is that each item in the game is worth a certain amount of karma. Put items or currency into the bank, and you gain karma, take items out and you lose karma. There is also a limit to the amount of karma you can "spend" per day. Karmic values on items are determined by their autosell price.

    There would need to be some tweaking, of course. Something like Aldgoat Skin, with a high autosell value but no proper use to anybody, should be blocked from the bank (or, you know, given an actual purpose...)
    (2)
    Last edited by Girlie; 05-05-2011 at 03:51 AM.

  5. #25
    Player

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    Mar 2011
    Location
    Ul'dah
    Posts
    334
    Maybe company banks when they make the player run companies happen.
    (1)

  6. #26
    Player
    Girlie's Avatar
    Join Date
    Mar 2011
    Posts
    54
    Character
    Girlie Macbeth
    World
    Sargatanas
    Main Class
    Pugilist Lv 39
    Quote Originally Posted by Xzen View Post
    Maybe company banks when they make the player run companies happen.
    Do we have any indication that this is still happening? My impression was that player run companies have been completely scrapped, and we are only getting these Grand Companies now.
    (0)

  7. #27
    Player
    Eldaena's Avatar
    Join Date
    Mar 2011
    Location
    Ivalice
    Posts
    1,243
    Character
    Eldaena Vonxandria
    World
    Excalibur
    Main Class
    Conjurer Lv 90
    I think it would be nice if they let you rent wards for your LS. That way when people search wards, towards the bottom you can see wards named after the LS. People can still go shop in them too but only that LSs retainers can be there. That way LS members can buy from each other if they want to buy from each other first instead of buying from a random retainer. Also, while you rent that ward, that ward can come with it's own retainer just for that ward where if people in that LS get items they don't need they can put it in there for other people in the LS to use if they do need it. They could easily make it so that if you have the appropriate LS equipped you can place retainers in that ward as well as access that LS retainer.

    Edit: As far as that retainer selling items, probably only the leaders should deal with the matters of gil. And if you don't want to sell from the LS retainer you don't have to, Very easy.
    (0)
    Last edited by Eldaena; 05-05-2011 at 04:18 AM.

  8. #28
    Player
    Xatsh's Avatar
    Join Date
    Mar 2011
    Location
    Uldah
    Posts
    2,011
    Character
    Xatsh Vei
    World
    Hyperion
    Main Class
    White Mage Lv 90
    AS many have said a linkshell/guild bank is a very good things and honestly it causes no problems only helps the guild advance... the issue comes into play with leaders who have no idea how to keep records for the bank or just plain out corrupt leaders who steal from it.

    My ls currently has a bank in XIV and it had it in XI. We actually have a whole custom built accounting system to keep track of who has what, how much of it they have, and what each member is able to withdraw from it. It provides a trade system for member to easily get crafting materials, allow for members to withdraw item from the bank for dkp, provides a central unit to sell excess gear drops and will provide food, meds, expensive ammo, and other event related cost.

    If you want a bank to work it is simple:
    1) Never let 1 person hold everything... this is really bad. Theft is always a risk, and 1 person holding everything yea...
    2) Keep Records of everything... every single transaction must be recorded as soon as it takes place. Member must know how the bank is spending and making money, and it must be visible.
    3) Only allow people you know to hold bank... if it is a new shell do not start a bank at the start. My leaders in Paradox have been with me for over 2-3 yrs, so I know them and the chances of them bailing with bank are a fraction of what a newer member would be.
    4) Person who handles the balancing of the books and what not, Does not hold gil/items. Simple accounting policy the one who keeps records does not hold money/assets.

    The issue with everything above is the paperwork, and the more the bank does the worse the paperwork/transaction time becomes. That is where linkshell's get lazy for the most part and a crooked person will use that time to skim funds or outright make false entrees and it will fly under the radar. A simple bank to truly keep good records will probally be around 2-4hrs a week of paper work, my bank system was about 10-15hrs/week until we made the automated system, now it is back down to 4-5ish hrs.
    (0)

  9. #29
    Player
    Chrees's Avatar
    Join Date
    Mar 2011
    Location
    Gridania
    Posts
    674
    Character
    Chrees Byrjun
    World
    Sargatanas
    Main Class
    Sage Lv 100
    Quote Originally Posted by Girlie View Post
    Do we have any indication that this is still happening? My impression was that player run companies have been completely scrapped, and we are only getting these Grand Companies now.
    I was under the impression that they were simply pushed back due to time constraints and other priorities.

    I'll try and link it when I find it, but Yoshida mentioned in another interview that, for example, before building that cake with fellow company members that Tanaka had touted, they needed to find a use for that cake. So while cake building may seem like a trivial, small part of it, the overarching message to me sounds like they're still trying to work out how exactly player-run companies will function, and that Grand Companies were prioritized to add more content.

    EDIT: Here's the interview: http://ffxiv.gamerescape.com/2011/03...naoki-yoshida/
    (0)
    Last edited by Chrees; 05-05-2011 at 04:34 AM.

  10. #30
    Player

    Join Date
    Mar 2011
    Location
    Uldah
    Posts
    362
    This isn't like WoW where you hammer a mining opint once and get 50 ore. Materials are limited. Most people purchase items specifically for their needs. I may give a couple nuggets or sinew to someone if he or she wants to synth that for a craft, but I'm not going to give crazy materials to people. Although I receive crazy materials, heh. And gil is too easy to come by and you can't fully repair your equipment from an NPC. At our current state, linkshell banks wouldn't give any long lasting benefit. Maybe one day in the future it will be very beneficial, but right now, I don't think it would be too helpful.
    (0)

    Quote Originally Posted by GreatLeviathan
    Prolly live in their mommy's basement playing the game 23/7.

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