That depends entirely on who you're referring to here. If you're talking about someone who has an FC house and a personal house, then no, they're not bad actors. If you're talking about people who buy up entire housing wards, then yeah, I would call them bad actors. They may not be TECHNICALLY breaking the rules any more than the folks who bought out entire wards with click bots and such from before the lottery was implemented (or reselling land at obscene prices from the very early days), but they're not playing fairly either.
Because let's face it, it's a LOT easier to win a house when you've got several entries on it from alts or alt accounts or whatever the current scheme to wriggle around the rules and restrictions is.
And that kind of thing is what upsets a lot of people. Completely justifiably. Because they're playing by the rules AND spirit of the game and getting the short end of the stick, which is not fair at all. What's worse is that Square won't, or can't, penalize these people because they didn't TECHNICALLY break the rules and they've got an established policy of grandfathering people who own entire wards into new systems when changes are made... which doesn't help the housing shortage at all.
I also fundamentally disagree with you about people not being entitled to housing. It's a major feature of the game, and is advertised as one of the selling points the same as glamour, raids, or anything other content. Therefore, everyone absolutely SHOULD have access to play that content if they want to.



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