OP, if you really want something to spend on just buy the new overpriced mounts and glamours when DT drops. I'm sure there's going to be something similar to the Fallen Angel's Wings going for 50m+ that'll take out a chunk for ya.

Or just give it away to sprouts and pay it back to the community you've been a part of. I'm sitting on 2-3x what you have and make that part of my routine because not only does it make me feel good, it also helps set someone else on their journey. I'm sure that's something worthwhile to use it on.

Or just dump it on catgirls at venues and pay for their houses like my ex a few years back did lolol.